Know exactly what you'll take home — and what your pension is really worth
Independent, free calculators for UK teacher pay, Teachers' Pension Scheme projections, TLR payments and the Annual Allowance — built to be more thorough than your school's payslip and easier to understand than a Teachers' Pensions letter.
Popular calculators
See all →Take-Home Pay Calculator
FreeEnter your salary and see exactly what lands in your bank account after tax, National Insurance, pension and student loan.
Try it now →Teachers' Pension Calculator
FreeProject your career-average (CARE) pension forward to retirement, with your real contribution tier and employer contribution shown.
Try it now →TLR Calculator
FreeSee exactly how much of a TLR1, TLR2 or TLR3 you actually keep once tax, NI and pension come off.
Try it now →Annual Allowance Calculator
Free + ProWork out your Pension Input Amount, check it against your Annual Allowance (with tapering), and estimate any tax charge.
Try it now →McCloud Remedy Calculator
Free + ProCompare your legacy final-salary benefits against CARE benefits for your 2015-2022 remedy-period service.
Try it now →Pay Rise Tracker (STRB)
FreeLive-tracked evidence, timeline and confirmed pay awards from the School Teachers' Review Body process.
Try it now →4 nations
England, Wales, Scotland (SNCT) and Northern Ireland pay structures, all modelled separately.
Real CARE maths
Contribution tiers, 1/57th accrual and CPI+1.6% revaluation — not a rough estimate.
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Every free calculator works instantly. Create an account only if you want to save a scenario or go Pro.